Consider the overall feel of your day and don't limit yourself to a ceremony and reception on Saturday night. If you're going to be working with a tight budget, think about the other options available: a Sunday brunch wedding, a Friday-night desserts-only reception or even a small destination wedding.
It might feel awkward, but have a discussion with your family about who's paying for what. This doesn't mean they need to give you a strict dollar amount; you could also suggest they contribute certain items -- like the flowers, your dress, or the music.
Your guest list is the single-most significant factor in the cost of your wedding. Having a rough estimate of how many people you want to invite -- 50 vs. 150 guests -- can help you to immediately know how much of your budget will be devoted to things like food, drinks, welcome bags and favors.
Consider the most important aspects of your wedding day and build your budget accordingly. Is it essential that you have a big band play at the reception, or would you be satisfied with a DJ? Have you always dreamed of wearing a couture gown, or are the flowers more important to you? Listing your top must-haves will help you allocate your money.
Here is a summary for a typical allocation by percentages for your wedding budget:
- Reception: 48-50% of your budget
- Ceremony: 2-3%
- Attire: 8-10%
- Stationary: 2-3%
- Wedding Rings: 2-3%
- Flowers and Decor: 8-10%
- Entertainment and Music: 8-10%
- Photography and Videography: 10-12%
- Transportation: 2-3%
- Gifts: 2-3%
There are some costs that maybe you have not considered but we do not recommend you leave out; taxes and tips. Factor in sales tax and tips (15% to 20%) when you're considering the cost of your venue, hair and makeup stylists, caterer, valet, and anyone else you plan on tipping.
Consider the season and the time of year that you are planning your wedding. While June and September are a couple of months that have popularity; October has become a valuable time for many to have the elements of fall and great temperatures for the central United States. Also, booking at a venue in an off-season or on any other day than Saturday could save you money. Just like you shouldn't assume one type of wedding is more expensive than another, the same goes for vendors. Believe it or not, planners can actually help save you money in the long run. Not only can they help match you with the perfect vendors within your budget, but their insider advice will save you time and money, perfect for the busy bride who can't afford to spend her days shopping around.
